FUNDRAISER: a loan to change a family’s life

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Cruising offers the chance to meet people of vastly different experience in different corners of the world and find common ground. Sometimes the exchange is bounded in a single encounter.  Sometimes it’s stretched over a few days, and sometimes for years as we stay in touch. One family in Papua New Guinea is particularly special to us: once or twice a year since our visit four years ago we trade letters with Mollina and Wesley when a cruising boats stops at their island in Ninigo, Papua New Guinea (PNG).

They’re typical of many in PNG: family needs are met by bartering, building, or foraging. Theirs not a cash economy, because there are so few opportunities to earn money. Where they live on Mal island in Ninigo, there aren’t roads, or stores, or power, or water or a decent medical clinic. They must make, find, or trade for what they need.

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Fishing isn’t for fun, it’s for dinner. Kids in Ninigo; photo courtesy SV Carina.

To some this will sound idyllic: living in harmony with your environment, working with it to meet your needs. If that’s you, please take off those rose-tinted lenses and consider stomping on them, because this is a difficult life. There is a simple beauty, yet it holds few opportunities and little self-determination. Education, medical care, or basic tools require cash. You can’t trade a basket of yams to send your kids to school or buy antibiotics. But without opportunities to earn money, basic needs for education and health care are difficult or impossible.

This is the main road on Mal.

This is the main road on Mal. Photo courtesy SV Carina.

It’s hard to comprehend from our privileged position how fragile their existence is. A few months ago, Mollina was very sick (I wrote about it here). We learned about it from a visiting cruising boat, Carina, who has taken many of the pictures in this post. Mollina was suffering complications from childbirth; her local options were exhausted; it is a multi-day boat ride, in pain, to an island with better treatment available. But she did, and instead of proper care and a pelvic exam, she was just given a prescription to fill…which is like blind navigation and without the funds to pay for it. I feared for her.

Mollina during our visit with her firstborn, Finn.

Mollina in 2012 with her firstborn, Finn, during our visit. Ninigo’s Madonna and child.

The good news is that Mollina is doing better now. Following a multi-day boat trip with her husband Wesley and two of their children to Manus island, where they could stay with family and seek medical care, her illness seems to be resolved.

Being on this bigger island opened an opportunity: Wesley can make another trip (a few more days in an open boat) from Manus to a more distant island to buy betel, and bring it back to Manus to sell. The cash they can earn from will make a huge impact on their lives. It’s money for their kids to go to school. Money for medical care. Maybe they will get a roof for their house that lasts more than a couple of seasons, or LED lights for a solar panel. I don’t know, but the details are less important than the possibility of unprecedented control over their lives and options.

Baby Behan (my namesake!) scared of the camera at left... Wesley & Mollina at right.

Baby Behan (my namesake!) scared of the camera at left… Wesley & Mollina at right. Photos courtesy SV Carina.

In true Catch-22 fashion, they need money to fund this enterprise. Wesley has borrowed much of what he needs from his “wontok” (literally, “one talk”: clansmen, the people who share his dialect), but it’s not enough. I hope to raise, and loan, the balance he needs—and I hope you’ll contribute. Their goal is $5,000 Kina, which is approximately US$1,600.

A few notes on the loan:

First, why do they need help ? Because they can’t get loans from a local bank without identification (another complication of life in remote PNG, but remember, we’re talking about islands without roads or electricity or fresh water or sewage: really, who ID?). Also, honestly? It’s just as well the banks are out, since what we heard about their practices during our stay sounded predatory for families like this.

Second, what about microfinance lending, like Kiva? (LOVE KIVA!) I did research microfinance organizations , but have not found a program that’s accessible to them. Mostly, they don’t exist in PNG. But the research process and the time a few people took to refer me to contacts and resources (thank you Elizabeth at Grameen, and Joe at ONE, your support means more than you know) opened my eyes to the value of direct loans, and the tremendous success they have in changing lives.

Finally: whatever amount I can raise is, as stated, a LOAN and not a gift. This includes risks. I anticipate Mollina and Wesley will pay it back, and in turn I can repay donors, but there’s no guarantee. PayPal makes repaying donors easy. As there isn’t a bank that we’ve found which can manage it, this part goes on faith. We (Totem) are a conduit only and take no money, only share goodness. We wish the best for Mollina and Wesley, for opportunities that so many of us take for granted. I cannot guarantee this loan: I can only say know them as incredibly hardworking, honest people.

Can you please help with a contribution?

LOAN GOAL REACHED!

Despite never getting this button to work, enough of y’all read the comments (and Dartanyon’s helpful link) or found the blog’s working PayPal donate button on the right margin. Blown away by the generosity: thank you!

Updates to follow via Totem’s Facebook page…contact me directly with any questions.

For more beautiful pictures and stories from Carina’s visit to Ninigo this year, see their blog posts here, here, and here.

For more about our unforgettable time in Ninigo, see these posts on SailingTotem.com.

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13 Responses to FUNDRAISER: a loan to change a family’s life

  1. Dartanyon December 8, 2016 at 3:20 pm #

    I suspect that you’ll hit your goal in about no time flat …
    What are the chances that this can become a “thing” cruisers microloans? Powered by cruising sailboats as they slowly circle the globe … hmmm

  2. Michael December 8, 2016 at 4:19 pm #

    Wanted to send a little, but the PayPal link is bad.

  3. Patricia Leat December 8, 2016 at 6:07 pm #

    Can you repost this when the PayPal link is fixed? On mobile I cannot find the other PayPal link on the right ?

  4. Judy Hildebrand December 8, 2016 at 11:54 pm #

    I couldn’t get the PayPal link to work either 🙁

  5. Marc Feyzeau December 9, 2016 at 12:17 am #

    Until it’s fixed, for the paypal you can use the donate button on the right area or follow this link: https://www.paypal.com/donate/?token=sBS68GH5SDpW6F4M2BcwJM2sEMZj01_Xnh8pkYQnKOjvpZv2moGhwqSqEgHLrLOpw76xtW

    • Dartanyon December 9, 2016 at 3:49 pm #

      Hey Mark, that link has the token from your donation, but unfortunately won’t work again for anyone else. This link [https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=WKHXFS658JYBN] should work for everyone who can’t see the one in the sidebar.

  6. Jim S/V Amity December 9, 2016 at 8:39 am #

    Good morning Totems,

    Amity will send along some funds when the PayPal thingie is up and running. Good to hear Mollina is better.

  7. Diane Sanderbeck December 11, 2016 at 12:51 pm #

    Hi Behan, I still would love to be a part of this. Is that possible? Thanks!

    • Behan December 11, 2016 at 4:16 pm #

      Sure thing, Diane, I’ll email you. Thank you!!

  8. Michael December 11, 2016 at 2:13 pm #

    Thru the end of the year, PayPal is offering a special charity promo whereby one can choose a charity from the list and give and they will match an additional 1%. All one must do is make sure the charity has signed up, and I believe there are no fees either.

    • Behan December 11, 2016 at 4:15 pm #

      That’s awesome Michael! It doesn’t help us with Wesley & Mollina, though.

      • Michael December 11, 2016 at 5:09 pm #

        So we can still donate?

        • Behan December 11, 2016 at 5:30 pm #

          Hi Michael- I have enough to meet what Wesley & Mollina needed to get started. I hope to talk to them soon (they don’t have a phone- they use her sister’s- like everything, a little complicated) and understand how much “extra” over what he asked for can be used to expand their purchase to trade more / earn more. So… maybe?! 🙂

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